First time buyers mortgage broker in St Albans

Refer a friend and claim £100*

Make your first home dreams a reality with Turtle’s mortgage advisors. 100% fee free, as we collect our fee from lenders, not you.

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Process

Refer a friend and get £100* cash

Step 1

Fill out our referral form

Fill out our referral form and provide us with their contact details. This will help us get in touch with them quickly and efficiently, and makes sure that you are credited for the referral.

Step 2

We’ll book a call

One of our friendly mortgage and protection experts will book a no-obligation call with them, to discuss their needs. Remember Turtle’s services are 100% free for all.

Step 3

Mortgage approved

Once they have completed the mortgage or protection process with us, you will be eligible to claim your £100* referral fee in cash.

Step 4

Refer more friends

Our refer a friend scheme is unlimited, meaning you can refer as many people to Turtle as you’d like, and we will give you £100* cash for every referral who completes their mortgage or protection with us. It’s really that simple.

referral form

Refer A Friend

I confirm that I have obtained my referral’s permission to share their contact details with Turtle Mortgages Ltd, and they have consented to us making contact with them.

What could you afford?

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Success Stories

Meet our customers

We love helping our customers find the right mortgage or protection products for their needs. Every journey is unique, so learn about some of the people we’ve helped.

Oli

Absolutely fantastic service! Liam at Turtle Mortgages was very professional and interesting to talk to!

Adrian Wyatt

A personal touch with a professional approach, informed and guided us through the procedure thank you very much Liam, highly recommended everyone.

Sophie State

Highly recommend. Liam was great. Understood exactly what we needed and worked to a quick time frame. He was very friendly and easy to work with. I needed to end up getting two mortgages due to having a flat roof on the property, he did his best to sort this and keep a good mortgage rate. Thanks again for all your help Liam 🙂

Melanie Howard

Liam is very conscientious, caring about each individual’s need and requirements. He gets the best deals on mortgages for you. I would definitely recommend Turtle Mortgages,

Consumer

Liam at Turtle is a true gentleman, so easy to deal with and always there when you need him. Very professional and I would highly recommended to him to anyone.

Marisa

I felt compelled to leave a review due to the fantastic advise and service I’ve received from Liam at Turtle Mortgages. Turtle Mortgages website explained each section step by step which was straight forward reassuring and easy to follow, Liams patience’s gently guiding and delivering trusted advice. I would totally recommend Turtle Mortgages to friends and family.

Ella

Liam was amazing in helping us secure our first mortgage, we couldn’t have done it without him. He kept us informed and was always on hand for any questions we may have had.

George Cowley

I would recommend Turtle mortgages to anyone. Liam was extremely helpful and knowledgeable in helping us secure our first mortgage, keeping us informed every step of the way.

Lauren

Liam was recommended to us for support with remortgaging and we were not disappointed! From the first time we contacted him he was informative, answering any questions we had. Liam was always contactable and worked to get us the best deal possible (even supporting us with better life insurance). We will definitely be recommending Liam to friends and family in the future and will be using him again ourselves.

Maks Krivesko

First class service navigating through the options and following up each step of the way. Highly recommended!

Kaurice Moran

Liam made a notoriously stressful process easy and stress free! He has been very responsive, explained each step of the process clearly.

Jordan Harwood

Liam and team are excellent… I couldn’t recommend a better mortgage broker – 5/5 easily. Liam and team are excellent at what they do. First and foremost they always place the client first, always making themselves available (even during holidays!) and are able to escalate things with the key stakeholders when needed, including surveyors, conveyancers and valuation teams at the banks.

Holly

The best of the best! We’ve had a seamless experience working with Liam. He’s not only knowledgeable, but he’s super organised, friendly and reliable.

Matthew Indge

Liam is a great mortgage advisor. He goes through all the details with you thoroughly and is happy to answer any questions you have. Quick to reply and very knowledgeable.

Ryan

New to the Mortgages arena & couldn’t think of anyone better than Liam to step into it with. Was very knowledgeable & had the ability to explain everything in very simplicity ways. Made the whole process very easy & he was user friendly & happy to assist wherever he could. Would recommend to anyone.

Sarah Avery

We were first time buyers and Liam was fantastic throughout the entire process. Friendly and approachable, Liam went out of his way to make sure we understood everything.

Jason Kyp

Highly recommended! Liam’s knowledge in the industry is impressive and his has provided the best service, whilst keeping me informed through the entire process.

Dan Serdiuk

With us being firsttime buyers, the whole process was quite daunting at first. But Liam couldn’t have been more helpful, always on hand to offer advice and updates on everything going on. Made us feel comfortable, and anything we didn’t understand, he was always there to talk us through it. We really couldn’t recommend them highly enough!

Chris

As a first time buyer I was completely clueless on how to get a mortgage but Liam at Turtle Mortgages made it all so easy for me & my partner I couldn’t recommend them enough.

Nicola Agombar

We were extremely happy with the way our remortgage was dealt with by Liam. I wouldn’t hesitate to recommend Turtle Mortgages and we will definitely be back.

Rosie Pettit

We’ve had an excellent experience working with Liam at Turtle Mortgages. We’re first-time buyers, very new to the process; he explained every step, answered our many questions, and gave us personalised advice. He’s easy to get hold of and provided clear guidance specific to our situation. We couldn’t recommend him enough and will be re-mortgaging with him in the future.

Calum Hannay

I recently worked with Liam and was very pleased with my experience. He was responsive, explained my options clearly, and I’d recommend him to anyone.

Thom Cleary

Liam was extremely knowledgeable, thorough, and gave us great mortgage options when we moved. He saved us £££ by locking in a lower fixed rate just ahead of a rate rise.

Peter Lawrence

Liam at Turtle Mortgages cares about the individual and will do all he can to offer the best advice, even at cost to his own business. Liam is trustworthy and commercially savvy, and I would wholeheartedly recommend making the most of the financial services he offers. Liam has supported me with multiple mortgages, and I am always confident I get the best deals for my circumstances.

Robert Okanome

Was recommended by a mutual contact, they were very honest and transparent, and don’t charge the same fees as other advisers. A very positive experience, would use them again!

Oli

Absolutely fantastic service! Liam at Turtle Mortgages was very professional and interesting to talk to!

Robert Simmons

Liam guided us through a difficult sale and purchase process. He went above and beyond to find a mortgage suitable for us and secured a lower rate at the last minute by continuing to check the market. The company offers a one-stop shop for protection and mortgages. We got our affairs in order with a referral for an updated will, including LPA. Liam navigated us through our insurance needs. Highly recommend!

Nawal Houghton

I recently had the pleasure of working with Liam at Turtle, and I can’t recommend him highly enough! From the beginning, he made the mortgage process smooth and stress-free. His knowledge of the market and mortgage providers gave me confidence at every step. What stood out was his dedication to securing the best deal for me. He went above and beyond, ensuring I got a mortgage that suited my needs. Look no further!

Shreeya Sahoo

What a brilliant guy!! I chose Liam as my second choice after learning my lesson the ‘hard way’ with my first choice. Liam was patient, direct (which I feel is so important to clients like me who don’t quite understand the process well) and extremely knowledgeable and helpful. He literally did what I thought was impossible, get my mortgage approved and get my keys (2 months in total). Thank you for making ‘BUYING’ stress-free!

FAQS

Frequently asked questions

Our refer a friend offer applies to customers who have completed a mortgage or protection product with us (Turtle Mortgages Ltd), and wish to refer new clients to us. The customer must have completed the referral form prior to the referral making contact with us directly in order to be eligible to claim the £100* referral fee. Payment will be made only after the referral has completed their mortgage or protection journey with us, and we have received commission payment from the lender or insurance provider. This offer can be withdrawn at any time, and is not transferable.

The simple answer is unlimited. We value your referrals and, therefore, don’t impose a limit on how many people you can refer to us. The more referrals you submit, the more £100 referral fees you can claim. So, what are you waiting for? Recommend us to a friend today.

Once your referral has completed their mortgage or protection journey with us, and we’ve received commission from the lender or insurance provider. One of our team will get in touch with you to arrange a bank transfer of your £100 referral fee.

Read more FAQs