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Can my family help me get on the property ladder?

Liam Stanbridge

13 January 2025

Income Boost

Add your relatives earnings as a guarantor to boost your borrowing power while remaining the sole owner.

Deposit Boost

If a relative wants to help, they can use a Deposit Boost by unlock money from their property, so the proceeds can be added to your house deposit.

Savings as Security

A relative can deposit savings into a special account held by the lender as security for the mortgage, this means you won’t have to put down any deposit.

Joint Borrower Sole Proprietor Mortgage

Add a relatives earnings as a co-owner, contributing to the mortgage and boosting your borrowing power.

Deposit Loan

Your relative can help with your deposit in exchange for equity, enabling you to access better mortgage rates or a larger property.

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your mortgage journey.

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